Job Hunters: Know Thy Credit Report

When you’re hunting for a job, the last thing on your mind may be your credit report, but in order to snag a good position with the best company you can, you have to think like an employer.  And many, many businesses are looking at credit reports as part of the background screening process.

It’s not a surprise, really.  With a plethora of applicants and a limited number of openings, companies can afford to be picky.  Whereas before they might have eschewed a credit report, today they can use this type of document to weed out the pile of applicant resumes.

This means it’s imperative to analyze your own credit report before you ever step foot in a potential employer’s office (or perhaps before you send a resume or CV out at all.)  Fortunately, you can actually get a free copy of your credit report once per year, so you don’t have to pay anything to obtain the information that could just mean the difference between a “yes” and a “no”.

Kristina Taylor
In 1989, Kristina began her career as a customer service representative at the newly formed American Tenant Screen, Inc. Ten years later, she pioneered tenant background screening on the Internet. As a long-standing member of the National Multifamily Resident Information Council (formerly the National Association of Screening Agencies) Kristina gains insight into the trends of the tenant screening industry to better understand the current and future needs of their clients.

Related Posts

What Happens if an Applicant’s Credit Report is Bad?

You really like John. He’s been through three interviews, including an all-day one with the board members. Everyone finds him to be the perfect candidate for the VP of Finance position. But when you perform a comprehensive background check on him, you discover that his credit is terrible. In fact, he’s been having problems for many years.

read more

Popular Resources

What is the “Ban the Box” Movement?

Read More

FTC and EEOC Background Check Guide for Employers

Read More

Federal Fair Credit Reporting Act

Read More

Driver’s Privacy Protection Act of 1993

Read More

Sign Up to Receive News & Updates in Your Inbox