Should You Conduct a Credit and Social Search for New Hires?

When it comes to pre-employment screening, most employers tend to only think about running a civil records search and conducting criminal background checks. While highly important, there is a lot more to it than just that! Other crucial items include verifying employment and education credentials, drug testing, and when appropriate, checking driver’s records and government/specialty compliances. Of course, you should also consider running a credit and social search for added protection, whenever possible! Read on to learn more.

Employment Credit Screenings

An increasing number of employers have begun to require credit screenings of potential new hires—and for good reason. This is especially true for those looking to fill management roles and other positions that may require the handling of company funds. A thorough credit screening of a prospective employee can provide valuable insight into whether or not they have been financially responsible in the past.

VerifyProtect offers in-depth credit-screening services that are specifically designed for use in pre-employment checks. Our credit screening services will search for and reveal:

  • Address history
  • Collections history
  • Civil judgments
  • Bankruptcy filings
  • Tax liens, and more…

If you’re in the process of hiring a new employee or even considering an existing employee for a significant promotion, we recommend taking advantage of our credit screening services. Please keep in mind that state law requires that you obtain explicit permission from an individual prior to conducting a credit screening on his or her identity.

Restrictions May Apply

There are restrictions when it comes to the use of credit reports for employment purposes (typically, only financial positions qualify). Additionally, some states prohibit or limit the use of credit reports for pre-employment purposes. You can check with your state labor department or city government to find out if employer credit checks are restricted in your area, and we also advise consulting with your attorney to ensure compliance with state and local laws. Per federal regulations, pre-employment credit reports do not contain a credit score.

Social Security Verification

Social security screening through VerifyProtect validates the social security number that your applicant has provided and gives you vital information when screening a potential new hire, including names/aliases and addresses that may be associated with the applicant (and that may not have been disclosed at the time the application was completed). If an applicant is hesitant to provide their social security number, this could be a red flag. After all, when it comes to hiring a new employee, what you don’t know can hurt you and your business.

Hiring a new employee without conducting all the proper background checks can leave your business vulnerable. For more information on credit and social security screening services, click here, or request a quote!


VerifyProtect delivers first class Employee Background Screening services nationwide. We save you time with fast, personal service and unquestionable results, utilizing advanced technology, and reviewed by a trained professional, not an AI bot. Our experts will ensure that your background check program integrates seamlessly and affordably into your hiring process. Visit WWW.VERIFYPROTECT.COM today to learn more!

Kristina Taylor
In 1989, Kristina began her career as a customer service representative at the newly formed American Tenant Screen, Inc. Ten years later, she pioneered tenant background screening on the Internet. As a long-standing member of the National Multifamily Resident Information Council (formerly the National Association of Screening Agencies) Kristina gains insight into the trends of the tenant screening industry to better understand the current and future needs of their clients.

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